Features & Amenities

Interior

  • Other Interior Features

    Tray Ceiling(s), Kitchen Island

  • Total Bedrooms

    5

  • Bathrooms

    3

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Electric

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    3

  • Construction Materials

    Frame, Brick

  • Parking

    Garage, Attached

  • Patio and Porch Features

    Porch

  • Pool

    No

Area & Lot

  • Lot Features

    Cleared, Level

  • Lot Size(acres)

    0.46

  • Lot Size(square feet)

    20,037

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Craftsman

Price

  • Sales Price

    $600,000

  • Zoning

    Resid Single Family

  • Sq. Footage

    2,649

  • Price/SqFt

    $226

HOA

  • Association

    YES

  • Association Fee

    $595

  • Association Fee Frequency

    Annually

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Eastbay K-8

  • Middle School

    Eastbay K-8

  • High School

    Navarre

Property Features

  • New Construction

    NO

  • Foundation Details

    Slab

  • Sewer

    Public Sewer

  • Water Source

    Public

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Location

County

Santa Rosa

Elementary School

Eastbay K-8

Middle School

Eastbay K-8

High School

Navarre

Listing Courtesy of Erik T Hansen, Keller Williams Realty Gulf Coast

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Experience refined coastal living in one of Navarre's most desirable communities. This exceptional 5-bedroom, 3.5-bath brick residence blends timeless architecture with spacious design, offering the perfect balance of elegance, comfort, and the Northwest Florida lifestyle.

A welcoming covered front porch leads into a light-filled interior where soaring tray and box ceilings, graceful archways, and a sophisticated neutral palette create an inviting atmosphere. The thoughtfully designed split floor plan provides privacy for the primary suite while offering flexibility for family and guests. Upstairs, a private fifth bedroom with its own ensuite bath and oversized walk-in closet is ideal as a guest retreat, executive office, or media room.

Designed for both everyday living and effortless entertaining, the open-concept great room flows seamlessly into the well-appointed kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, a breakfast bar, and an adjoining formal dining room for memorable gatherings.

The luxurious primary suite serves as a private sanctuary with an elegant double tray ceiling, spa-inspired bath, soaking tub, tiled walk-in shower, dual vanities, and an oversized walk-in closet.

Outside, the covered lanai overlooks a generously sized backyard with ample space for a future pool, outdoor kitchen, or simply enjoying Florida's year-round sunshine. An extended driveway provides generous parking for family and guests. Ownership in Holley by the Sea offers access to one of Northwest Florida's premier recreational communities. Residents enjoy championship-style amenities including eight clay tennis courts, three swimming pools, a fitness center, boat launch with access to Santa Rosa Sound, walking paths, playgrounds, and a vibrant community center. Just minutes from the sugar-white beaches of the Gulf of Mexico, this home delivers an exceptional blend of coastal elegance, resort-style amenities, and everyday convenience.

7151 Reef Street

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CLOSING COSTS FOR THE BUYERS IS OFFERED 

Welcome home to nearly 3000 SF of maintained Florida living, set on an impressive 1/2 acre homesite with a private unground pool, screened enclosure, and plenty of room to truly enjoy the outdoors. 

From the moment you arrive, the pride of ownership is easy to see. Brand-new sod and refreshed, low-maintenance landscaping create a beautiful first impression, while the deep side-entry driveway provides excellent parking and access to the garage. A FULL ROOF REPLACEMENT WAS COMPLETED IN 2025, adding tremendous value and helping with today's insurance considerations.

The backyard is designed for the Florida lifestyle. The beautiful inground swimming pool, designed by Blue Haven, is approximately five years old and surrounded by a SCREENED POOL ENCLOSURE ADDED IN 2022, allowing you to enjoy the sunshine while helping keep leaves and debris away from the pool. Whether you're swimming, entertaining, grilling or relaxing after a long day, this outdoor space is ready to be enjoyed year-round.

The property also includes a 12' x 20' STORAGE SHED that will convey with the sale, providing outstanding additional storage for tools, lawn equipment, pool supplies and recreational gear.
(continue reading) Thoughtful improvements continue throughout the property. Custom UV-filtering window shades have been installed, a gas connection is available for the kitchen range or oven, and whole-house gutters were added to help protect the home's foundation and surrounding grounds. The water heater was replaced in 2019. Suburban is the company that the GAS tanks are rented from. You can absolutely take over the existing account. 

Keeping this half-acre property looking beautiful is made easier with a Rain Bird sprinkler system supplied by its own IRRIGATION WELL, meaning landscape watering is not tied into the home's regular water usage.

The home's septic system is located in the front portion of the property and has been pumped, inspected and maintained. The sellers are also providing their existing pool survey for the property for a buyer who may be able to utilize it, potentially eliminating another out-of-pocket expense.

And here's an opportunity buyers will definitely want to explore: THE SELLERS CURRENTLY HAVE A 2.875% VA MORTGAGE INTEREST RATE THAT MAY BE ASSUMABLE BY A QUALIFIED BUYER, SUBJECT TO LENDER/VA APPROVAL, ELIGIBILITY, EXISTING LOAN BALANCE, EQUITY REQUIREMENTS AND ALL APPLICABLE ASSUMPTION TERMS. Buyers interested in the assumption opportunity should consult an experienced lender or VA assumption professional for complete requirements.

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Additional ownership information provided by the sellers includes average water usage of approximately $40 per month and average electricity of approximately $220 per month. The sellers currently report homeowners insurance of just over $3,000 annually. Buyer should independently verify insurance premiums, utility averages, HOA information and any flood insurance requirements based upon their individual lender, insurer and circumstances.

APPLIANCES WILL CONVEY, and the stackable washer and dryer are also available to remain for the new owners.

The home has been PROFESSIONALLY CLEANED AND READY FOR AN EASY MOVE-IN DATE. The sellers may also consider contributing toward BUYER CLOSING COSTS WITH AN ACCEPTABLE OFFER.

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