Features & Amenities

Interior

  • Other Interior Features

    Coffered Ceiling(s), Entrance Foyer

  • Total Bedrooms

    3

  • Bathrooms

    2

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Multi Units

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    2

  • Other Exterior Features

    Balcony, Outdoor Shower

  • Parking

    Gated

  • Patio and Porch Features

    Patio, Covered, Porch

  • Pool

    Yes

  • Pool Features

    Fenced, In Ground, Community

  • Waterfront YN

    YES

  • View

    Bay

Area & Lot

  • Lot Features

    Waterfront

  • Lot Size(acres)

    0.2

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Mediterranean

Price

  • Sales Price

    $659,000

  • Tax Amount

    $3,948

  • Zoning

    Resid Single Family

  • Sq. Footage

    3,081

  • Price/SqFt

    $213

HOA

  • Association

    YES

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Patronis

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • Association Amenities

    Other, Gated

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Patronis

Middle School

Surfside

High School

Arnold

Listing Courtesy of Karen K Smith, Beachy Beach Real Estate

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Steve Roque

REALTOR®

Steve Roque

Call Steve today to schedule a private showing.


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Back on the market and new HVAC system for the main floor ($6,000) +$30,000 price reduction, Seller says it's time for someone to move in and enjoy this beautiful home. Custom built home in prestigious Finisterre. The details and quality of construction are incredible. Offering 3,081 square feet, 3 bedrooms, 2 and a half baths and all the outdoor living space you could possibly ask for. The home is wrapped around a beautiful courtyard pool and loggia and the flow is ideal for indoor/outdoor living. The loggia and dining pavilion provide over 500 square feet of covered outdoor patio space. The first floor has oak flooring in the living room, dining room and kitchen with 13' and 14' high ceilings, crown moulding and built-in sound system. The gourmet kitchen is huge and very functional with a large granite island and snack bar. The first floormaster bedroom suite has a poolside patio and luxurious bath. Upstairs there is a den with wet bar and balcony overlooking the pool. The two upstairs bedrooms are off of the den and share a bath. This home has to be seen to be appreciated. The pictures are wonderful, but the home is even more spectacular in person. Located in Finisterre, a gated waterfront community with tennis courts, playground and boat dock. Close to several marinas, the beach and St. Andrews State Park.

5203 FINISTERRE Drive

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

Welcome to an extraordinary Gulf-front escape soaring above the sugar-white sands of Panama City Beach from the 19th floor of the renowned Shores of Panama Resort. Offering spectacular panoramic views of the emerald-green waters of the Gulf of Mexico, endless coastline, and the resort's stunning lagoon-style pool, this exceptional residence captures the very essence of luxury coastal living.

Beautifully appointed and offered fully furnished, this turnkey 2-bedroom, 3-bath condominium is ready to be enjoyed from day one. Floor-to-ceiling views create a breathtaking backdrop throughout the main living areas, while the expansive private balcony provides the perfect setting to enjoy morning coffee above the shoreline, watch dolphins play in the surf, or unwind as the sun melts into the horizon.

Recently renovated bathrooms add a fresh and sophisticated touch, while the thoughtfully designed floor plan offers both comfort and functionality. In addition to the spacious bedrooms, the residence includes a versatile bunk alcove conveniently located adjacent to the half bath, providing additional flexibility for hosting family and guests.

Every detail needed for immediate enjoyment is already in place, with furniture, appliances, décor, and household contents conveying with the sale. Whether seeking a personal beachfront sanctuary, a luxury vacation retreat, or a rental-ready investment opportunity, this residence is positioned to deliver an exceptional ownership experience.

Included with the property is reserved covered parkin space 8th floor, 1903, within the resort's private parking garage, providing convenience and peace of mind.

Shores of Panama remains one of Panama City Beach's most sought-after beachfront destinations, celebrated for its direct beach access, breathtaking tropical lagoon-style pool, indoor pool, hot tubs, fitness center, and impressive resort-style amenities. Ongoing community improvements and enhancements continue to elevate the property's appeal and long-term value.

Rarely does an opportunity arise to own a residence that combines such captivating Gulf views, resort luxury, turnkey convenience, and an unbeatable beachfront location. From the moment you step inside, you'll understand why Shores of Panama continues to be one of the most desirable addresses on the Emerald Coast.

Buyer to verify all measurements, dimensions, square footage, and any information deemed important.
#791382

Panama City Beach

9900 S Thomas Drive 1903

2 Beds

2 Baths

1,131 Sq.Ft.

$604,000

MLS#: 791382

Beach front 2b/ 2 ba condo situated in a convenient location near restaurants, shopping and Pier Park.  The unit is decorated and rental ready.  One of the distinguish features is the Wide and deep balcony to allow you to enjoy the unobstructed Western and Eastern view of the beach and to enjoys the spectacular sunsets.
Both bedrooms are on the beach side. Floors tiled. Kitchen has granite counter tops. All appliances are matching.
Long beach has 3 pools with a tropical lagoon pool, Tiki bar by the pool area.  
Most of the furniture are new.. 
Water heater and AC are new.

Seller granting a 30k allowance for upgrade to a qualified buyer!
#788756

Panama City Beach

10517 Front Beach Road 1107

2 Beds

2 Baths

1,304 Sq.Ft.

$629,900

MLS#: 788756

Ideally located near the white sand beaches of 30A, Pier Park, TopGolf. Upcoming 87-acre TMH/FSU Medical Campus, the future West Bay retailcenter with over 50,000 sq. ft. of shopping and dining, and a Publix expected Spring 2026. Enjoy community amenities including a resort-style pool, cabana,and pickleball courts. Large homesite with pond view. Move-in ready 3/3 + flex room, 3-car courtyard garage Lila floor plan. Features: 2x6 exterior wallconstruction, impact-resistant windows, James Hardie siding, oversized tray ceilings main living areas. Kitchen has Level 3 cabinetry, quartz countertops, anda large center island. Owner's suite offers a spa-inspired bath with frameless walk-in shower and built-in seating. Lawncare included in HOA. PRICES SUBJECT TO CHANGE. Actual home may differ from photos.
#787390

Panama City Beach

521 Millbridge Drive

3 Beds

3 Baths

2,201 Sq.Ft.

$699,990

MLS#: 787390

New on site 1 day ago
At Hibiscus by the Bay, the water isn't simply the view -- it is part of the lifestyle. With a private marina on site and the Gulf just minutes away by boat, the community offers a rare combination of waterfront living and easy access to the open water. This 3BR/2.5BA end unit adds an especially impressive vantage point, with more than 2,000 square feet, 180-degree panoramic bay views, and an oversized balcony that makes the most of the setting. The owners live here only part of the year, when they're in town, and the condo has been kept in excellent condition throughout.

Inside, natural light comes in from two directions. In the main living area, sliding glass doors open directly to the balcony, while additional windows along the adjoining wall create an expansive view of the bay and keep the space bright throughout the day. A fireplace anchors the living room, adding warmth to a space that already has plenty of visual impact. Tile flooring runs throughout the condo, offering an easy-to-maintain surface from the entry through the main living areas and bedrooms.

The kitchen is designed for both everyday use and entertaining, with stainless steel appliances, serpentine stone countertops, and a breakfast bar. Just off the kitchen, a separate bar area with a beverage ice machine and wine cooler gives you another convenient place to serve drinks or keep everything organized when guests are over.

The primary suite features a tray ceiling, oversized walk-in closet, sliding glass doors that open to the balcony, and an ensuite bath with double vanities, granite countertops, and an exceptionally large walk-in shower. The second full bathroom also features a spacious walk-in shower. A separate laundry room provides additional storage along with the washer and dryer.

Both sets of living-area sliding glass doors were replaced approximately one year ago with hurricane-resistant doors, and the condo was painted approximately four years ago. The furniture and TVs, all approximately two years old, are included, making the condo exceptionally easy to enjoy from day one. The owners are also leaving extra kitchen light bulbs, refrigerator filters, several new furnace filters, and an unopened five-gallon bucket of the interior paint for future touch-ups.

Hibiscus by the Bay extends the waterfront lifestyle well beyond your front door. In addition to the private marina, the community features a waterfront boardwalk, 500-foot fishing pier, large outdoor pool and hot tub, tennis and pickleball courts, fitness center, library, community room, BBQ areas, private owners' lounge, and gated security. Beautifully maintained grounds give the community a peaceful residential feel, while the no-short-term-rental policy helps preserve that atmosphere and limits the frequent turnover found in many resort communities. Hibiscus is pet-friendly and close to St. Andrews State Park, the beaches, dining, shopping, and everything Panama City Beach has to offer.

The community has also undergone substantial improvements following the hurricane, including extensive work to exterior areas throughout the complex, with balcony and exterior walkway flooring among the improvements. The Structural Integrity Study has been completed, and the HOA maintains strong reserves with the community's required reserves funded. The monthly association fee includes water, trash, and cable.

Boat slips and garages are available for purchase separately, giving owners the opportunity to make the boating lifestyle even more convenient. See the views, tour the unit, and experience Hibiscus by the Bay firsthand -- schedule your private showing.
#795859

Panama City Beach

6504 Bridge Water Way 601

3 Beds

2 Baths

2,022 Sq.Ft.

$599,998

MLS#: 795859

New on site 1 day ago
Ideally located near the white sand beaches of 30A, Pier Park, TopGolf. Upcoming 87-acre TMH/FSU Medical Campus, the future West Bay retail center with over 50,000 sq. ft. of shopping and dining, and a Publix expected Spring 2026. Enjoy community amenities including a resort-style pool, cabana, and pickleball courts. Large homesite with pond view. Move-in ready 3/3 + flex room, 3-car courtyard garage Lila floor plan. Features: 2x6 exterior wall construction, impact-resistant windows, James Hardie siding, oversized tray ceilings main living areas. Kitchen has Level 3 cabinetry, quartz countertops, and a large center island. Owner's suite offers a spa-inspired bath with frameless walk-in shower and built-in seating.PRICES SUBJECT TO CHANGE. Actual home may differ from photos.
#997904

Panama City Beach

521 Millbridge Drive

3 Beds

3 Baths

2,201 Sq.Ft.

$699,990

MLS#: 997904

New on site 2 days ago
Gulf front condo at Latitude 29 in Sunnyside -- 4 miles east of Rosemary Beach. One bedroom, two baths, bunks and large private balcony overlooking the Gulf, pool and hot tub. Offered updated and fully furnished, turnkey for a second home or vacation rental. This thirty-six residence low-rise puts you from door to sand across a grassy lawn -- no roads to cross. Deeded beach access, year-round heated pool, hot tub, kiddie pool, covered grilling pavilion, and sun deck. Top floor on level three up one flight of stairs. Gulf front residences in a building of thirty-six rarely come available.
#1012234

Panama City Beach

21703 Front Beach Road # 23

1 Beds

2 Baths

943 Sq.Ft.

$699,000

MLS#: 1012234

New on site 2 days ago
Welcome to this beautifully maintained 3-bedroom, 2-bath split floor plan with office / Den  home built in 2020, offering over 1,800 square feet of thoughtfully designed living space in a sought-after NO HOA neighborhood -- perfect for full-time living or short-term rental investment (STR friendly). Ideally located blocks away from public boat ramps, the serene South Lagoon, and the beautiful white sands of the Gulf, this home offers the best of coastal living in an unbeatable location close to local pubs, restaurants, shopping and more which are just a golf cart ride away , in golf cart friendly neighborhood. Inside, you'll find gorgeous quartz countertops throughout, tray ceilings  and a spacious split floor plan designed for privacy and comfortable living. The master suite is a true retreat, featuring a large jacuzzi tub, a tiled walk-in shower, and a large walk-in closet complete with a stylish barn door.  Can be Sold fully furnished, this home is truly move-in ready. Step outside to enjoy the covered back patio, ideal for relaxing or entertaining, along with an above-ground pool for sunny Gulf Coast days. Nature lovers will appreciate the peach, lemon, and lime trees gracing the backyard, complemented by a full irrigation system that keeps the landscaping lush year-round. Storm protection is already taken care of with custom-fit, high-impact rated hurricane fabric panels for every window, giving you peace of mind during storm season. A 2-car garage provides ample parking and pull down attic with flooring is a perfect storage space. With newer construction, no HOA restrictions,  furnishings, and a prime location near the water,this home is a perfect fit for your primary, secondary or  a investment property call and  schedule your showing today!
#795790

Panama City Beach

6111 Hilltop Avenue

3 Beds

2 Baths

1,828 Sq.Ft.

$569,000

MLS#: 795790

Welcome a beautiful Breeze floor plan in Latitude Margaritaville Watersound, perfectly positioned on the pond with peaceful water views. Located in highly desirable Phase 2, one of the closest phases to the amazing Town Square, this 2-bedroom, 2.5-bath home offers a bright, easy-living layout with the ideal blend of fresh updates to make it your own.

Recently refreshed with interior paint, new tile, updated lighting, disposal in 2026. The living room is accented with a beam, this home already has a clean, stylish foundation ready for your personal design style. The open-concept living and dining spaces flow beautifully, creating a comfortable setting for everyday living, entertaining, and relaxing after a day enjoying the resort-style amenities.
Step outside and enjoy the calm pond view, where mornings feel peaceful and evenings invite you to unwind. 

Enjoy the signature lifestyle just moments from Town Square with golf cart rides, friendly neighbors, live music, fitness, pickleball, pools, dining, social clubs, and the laid-back energy that makes every day feel like a vacation. Fresh, inviting, and full of potential, this home is ready for you to bring your vision and start living your best beach life whether you are dreaming of a full-time coastal lifestyle, a low-maintenance second home, or your next chapter in one of the area's most loved 55+ communities, this Breeze offers a wonderful opportunity inside Latitude Margaritaville Watersound
#792022

Panama City Beach

8470 Coral Reef Way

2 Beds

2 Baths

2,072 Sq.Ft.

$589,000

MLS#: 792022

New on site 2 days ago
This beautiful single-story home boasts over 2,000 square feet of bright, open living and entertaining space. Entering this home, you will find EVP flooring leading to the open concept living area, brightly lit by the many windows. Elegant interior features include EVP flooring, quartz countertops, an elegantly designed kitchen and spacious bedrooms.  



The chef-inspired kitchen faces the living area and features a large center island with a single basin undermount sink, quartz countertops, stainless-steel appliances including a gas cooktop, and a large walk-in pantry. Near the back door, you'll find a secluded hall leading to the primary bedroom and an extra linen closet. In addition to privacy, this bedroom has natural light from the large windows, elevated ceilings, and sleek EVP flooring. The primary bath includes a dual sink vanity with quartz countertops, a linen closet, large tile shower, and an oversized walk-in closet with wood shelving. 
The laundry room can be found in the mudroom just off the foyer with the door to the garage. 
Beyond the interior features and details, every home is equipped with Smart Home Technology. This thoughtful integration of technology ensures that your new home is perfectly designed to meet the demands of modern life. Enjoy quality materials and workmanship throughout, with superior attention to detail, in addition to a one-year builder's warranty. Contact us today to schedule a tour.
#795785

Panama City Beach

881 Crystal Bayou Boulevard

3 Beds

2 Baths

2,063 Sq.Ft.

$544,728

MLS#: 795785

New on site 2 days ago
Turnkey, furnished Gulf-front retreat with a new AC system, new flooring and a beautifully remodeled interior! This spacious 12th-floor, 2-bedroom, 2-bath condo offers approximately 1,182 square feet, breathtaking Gulf views and a private balcony perfect for enjoying unforgettable sunsets. The open living and dining area flows into a well-equipped kitchen, creating an inviting space for owners and guests. Offered furnished and ready to enjoy, this property is ideal as a second home, beach getaway or short-term rental investment.

Tidewater Beach Resort offers direct beach access, two lagoon-style outdoor pools, an indoor heated pool, hot tubs, a fitness center, sauna, steam room and theater. Conveniently located near Pier Park, dining, shopping and entertainment. Pac-Man machine not included.
#795809

Panama City Beach

16819 Front Beach Road 1200

2 Beds

2 Baths

1,182 Sq.Ft.

$539,900

MLS#: 795809

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.