Features & Amenities

Interior

  • Total Bedrooms

    2

  • Bathrooms

    1

  • 1/2 Bathrooms

    1

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Pool

    No

  • Waterfront YN

    NO

Area & Lot

  • Lot Size(acres)

    0.19

  • Lot Size(square feet)

    8,276

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Coastal

Price

  • Sales Price

    $1,200,000

  • Tax Amount

    $8,731.42

  • Sq. Footage

    884

  • Price/SqFt

    $1,357

HOA

  • Association

    No

School District

  • Elementary School

    West Bay

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • New Construction

    NO

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Location

County

Bay

Elementary School

West Bay

Middle School

Surfside

High School

Arnold

Listing Courtesy of Kevin W Schaben , Emerald Key Realty Inc

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Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21802. The adjoining lot at 21806 Front Beach Road is listed separately. Take one or take both. 

Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand.

Everything below is drawn from Bay County public records and the published Bay County Land Development Regulations. Confirm all of it with Bay County Planning and Zoning before relying on any of it.

OPEN GULF VIEW TODAY

The homes directly across Front Beach Road are low single story houses, so the Gulf view from this lot is open right now. On much of this stretch it is not, because taller beachfront construction sits between the north side lots and the water.

Views are current condition and are not protected. The Gulf side parcels across Front Beach Road carry a more intense zoning designation than this parcel and could be redeveloped taller. Any buyer paying for the view should evaluate that independently.

ZONING OF RECORD

Bay County GIS shows this parcel zoned SR-1 Seasonal Resort with a Seasonal/Resort future land use designation, in unincorporated Bay County rather than inside the City of Panama City Beach limits.

The SR-1 district, as published in the Bay County Land Development Regulations, lists the following among its permitted uses: single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. The published SR-1 bulk regulations show a 60 foot maximum height and a maximum density of 15 units per acre.

Buyers should confirm the current code text, the applicable site plan and development review process, and any hearing requirements directly with Bay County Planning. Nothing here represents that a particular project, unit count, or height will be approved.

Anyone planning nightly rental should confirm current Bay County short term rental requirements, including the county vacation rental certificate, tourist development tax registration, and the applicable state license.

FLOOD ZONE X

FEMA's National Flood Hazard Layer shows this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. Gulf side parcels across Front Beach Road fall in the mapped high hazard zones. Verify the current effective flood map and your own premium with your insurance agent.

BUY ONE OR BUY BOTH

Each lot measures roughly 55 feet of frontage by 135 feet of depth and exceeds the published SR-1 minimum lot area of 5,000 square feet and minimum lot width of 50 feet.

Bought together, the two lots give a buyer about 111 feet of contiguous width instead of two separate 55 foot lots. What that supports in practice depends on setbacks, parking and impervious surface limits, all of which should be confirmed with Bay County Planning.

An existing single family home sits on the lot.

LOCATION

North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. This is not a Gulf front parcel.

Several nearby parcels on this stretch are carried on the tax roll as vacant. Assembled frontage on Front Beach Road under a single owner does not reach the market often.

An overhead site exhibit showing both lots and the combined dimensions is available on request.

Buyer to independently verify zoning, density, permitted use, setbacks, development review requirements, flood zone, view impacts and all development standards with Bay County Planning and Zoning with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. Seller and listing broker make no representation as to what may be built, permitted or approved on this site or on any neighboring s

21802 Front Beach Road

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Related Properties

New on site today
Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both. 

Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand.

WHAT YOU CAN BUILD HERE

Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the part to read twice. Under the Bay County Land Development Regulations, SR-1 permits single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. Those are permitted uses, not conditional ones. Height is allowed to 60 feet and density to 15 units per acre.

A buyer can underwrite a lodging or multifamily project here without a rezoning, a comprehensive plan amendment, or a conditional use hearing. On this corridor that is the difference between a deal you can close on and a deal that waits on a public vote.

Short term rental is a permitted use in SR-1. Not a variance, not a grandfathered exception.

FLOOD ZONE X

FEMA carries this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. The Gulf side parcels across Front Beach Road sit in the mapped high hazard zones. Verify it early with your insurance agent, because on this corridor that gap goes straight to carrying cost.

BUY ONE OR BUY BOTH

Each lot independently exceeds the SR-1 minimum lot area of 5,000 square feet and the minimum lot width of 50 feet. Both are developable standing alone. So every option is open: take this one by itself, take both and develop as a single site, or take both and develop one while you hold the other.

Combined, the setbacks yield a buildable envelope of roughly 96 feet by 99 feet. That is wide enough for one building with one shared parking field and one curb cut. Two separate 40 foot wide envelopes will not do that. It is where combining earns its premium.

An existing single family home sits on the lot. Hold it, rent it nightly under SR-1, or clear it and build.

LOCATION

North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. Gulf views across the road. This is not a Gulf front parcel.

The block is not finished. Several nearby parcels on this stretch of Front Beach Road are carried on the tax roll as vacant, and the corner properties include commercial uses. This is a redevelopment block, and assembled frontage on Front Beach Road under a single owner does not reach the market often.

An overhead site exhibit showing both lots, the combined dimensions and the road frontage is available on request.

Buyer to independently verify zoning, density, permitted use, setbacks, flood zone and all development standards with Bay County Planning and Zoning, with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. No unit count is represented.
#793664

Panama City Beach

21806 Front Beach Road

4 Beds

2 Baths

1,480 Sq.Ft.

$1,300,000

MLS#: 793664

Spring has sprung and time to make this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living yours at a new reduced price! This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood.

The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline.

Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless!

Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!
#778175

Panama City Beach

122 Monterey Avenue

4 Beds

2 Baths

1,848 Sq.Ft.

$1,100,000

MLS#: 778175

New on site today
Spring has sprung and time to make this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living yours at a new reduced price! This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood.

The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation at the most laid back beach access ensuring privacy and exclusivity that's increasingly rare along this coveted coastline. 

Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless!

Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!
#983991

Panama City Beach

122 Monterey Avenue

4 Beds

2 Baths

1,848 Sq.Ft.

$1,100,000

MLS#: 983991

New on site 1 day ago
Build your dream beach home on this beautifully situated lot just across the street from the Gulf. Prime location with possible dreamy panoramic Gulf views. Enjoy a day relaxing on the beach as the pristine waves wash up over your feet and then when after enjoying a picture perfect sunset retreat to your tropical oasis. This is a rare opportunity to own a beach view lot and have your personal residence or a vacation rental machine. There is a small house on the lot. This prized piece is close to 30A and Pier Park and won't last long.
#793625

Panama City Beach

21224 Front Beach Road

2 Beds

1 Baths

804 Sq.Ft.

$1,100,000

MLS#: 793625

New on site 3 days ago
Looking for a luxury home in a gated community?  Look no further than this Aruba floorplan (Signature Level) in Trieste.  All of Trieste is of Mediterranean design, and this home has it all. Here you will find an oversized garage, 9', 10', and 11' ceilings, and a 9' island and wine cooler in the beautiful kitchen. No detail has been overlooked. The master bath has a very large shower with double heads, and the master closet is an amazing 8'x15'. The screened in pool and spa have LOTS of extra area to relax and enjoy the family life. The tranquil living in this community has only luxury homes, low HOA dues, and does not allow short term rentals. Home is basically brand new, as it has never been lived in.  For the right person, seller is also offering an additional 1.7 acre parcel of conservation land behind the home for extra privacy and to enjoy the abundant wildlife. Lots on either side can also be purchased if you need additional space or have always wanted a carriage house.  Call for your private showing today.  All measurements are approx.
#793476

Panama City Beach

104 Mirasol Way

4 Beds

3 Baths

2,684 Sq.Ft.

$1,350,000

MLS#: 793476

Once-in-a-Lifetime Waterfront Opportunity on Moonlight Bay Drive!

Experience breathtaking waterfront living with some of the widest water views available in all of Panama City Beach! Situated on an impressive 200-foot-deep waterfront lot, this exceptional contemporary style home offers the perfect combination of luxury, comfort, and an unbeatable location.

Boaters will appreciate the reinforced seawall, brand-new 100-foot dock, and covered boathouse, making this property ideal for enjoying life on the water. The home also features a private well for the irrigation system, helping maintain the beautifully landscaped grounds with ease.

Freshly updated inside and out with new interior and exterior paint, this meticulously maintained residence showcases new tile floors and existing beautiful wood engineered flooring, with comfortable New Berber carpet in the primary and guest bedrooms. Soaring 10- and 12-foot ceilings, architectural columns, and elegant transom windows create a bright, open atmosphere filled with natural light.

The spacious primary suite is a true retreat, featuring a luxurious custom bathroom with a frameless glass walk-in shower, private water closet, and an oversized walk-in closet complete with custom shelving. Both guest bedrooms also offer oversized closets with abundant storage.

The heart of the home is the spectacular new custom kitchen, thoughtfully designed for the culinary enthusiast. Features include an oversized island and countertop workspace, custom lighting, glass-front cabinetry, double double ovens (four ovens total), matte black fixtures and hardware, and exceptional storage. A large pantry and dedicated laundry room provide even more functionality.

Additional upgrades and features of the home include:

    Deep cleaning of the a/c ductwork throughout the home

    Epoxy Coating on the spacious two-car garage

    All new 200-amp electrical service

    Matte black plumbing fixtures and hardware throughout

    Enclosed Florida room overlooking the water

    Multiple 8-foot sliding glass doors that seamlessly connect indoor and outdoor living

Whether you're relaxing in the Florida room, entertaining guests, or heading out for a day on the water, this home offers an unmatched waterfront lifestyle.

Rarely does an opportunity like this become available. Don't miss your chance to own one of the finest waterfront properties on Moonlight Bay Drive with panoramic water views that truly have to be seen to be believed!
#793326

Panama City Beach

334 Moonlight Bay Drive

3 Beds

2 Baths

2,415 Sq.Ft.

$1,330,000

MLS#: 793326

Welcome to 322 E. Lakeshore Drive, a stunning coastal retreat built in 2023 in the highly sought after Laguna Beach community on the desirable west end of Panama City Beach. Just a short walk to the sugar-white sand beaches and emerald waters of the Gulf, this beautifully designed 5 bedroom, 4 bathroom home sleep 18 and offers the perfect combination of luxury, location, and investment potential with no HOA fees! 

Whether you're searching for a high performing vacation rental, second home, or full time beach residence, this property checks every box. Designed to comfortably accommodate large families and groups, the spacious open concept floor plan features a beautifully appointed living area, a chef-inspired kitchen with an oversized island and breakfast bar, and generous dining space ideal for gathering after a day at the beach.

Step outside to your own private backyard oasis featuring a sparkling heated pool and spa, creating the ultimate space to relax, entertain, and enjoy the Florida sunshine year round. From morning coffee by the pool to evenings under the stars, this outdoor retreat is what beach living is all about.

Each bedroom has been thoughtfully designed to provide comfort and privacy, while additional bunk accommodations allow the home to sleep multiple guests with ease, making it an exceptional short-term rental opportunity.

Location is everything, and 322 E. Lakeshore Drive delivers. Nestled in the charming, golf-cart-friendly community of Laguna Beach, you'll enjoy easy access to the beach while remaining just minutes from local favorites like Thomas Donut & Snack Shop, Carousel Supermarket, and the shopping, dining, and entertainment of Pier Park. The scenic communities of 30A are also just a short drive away, offering even more opportunities to explore the Emerald Coast.

With modern construction, luxury finishes, a private pool and spa, and an unbeatable location on the west end of Panama City Beach, 322 E. Lakeshore Drive is an outstanding opportunity to own a piece of paradise while generating impressive rental income. Schedule your private showing today and experience everything this exceptional beach home has to offer.
#793214

Panama City Beach

322 E Lakeshore Drive

5 Beds

4 Baths

3,137 Sq.Ft.

$1,325,000

MLS#: 793214

Welcome to 322 E. Lakeshore Drive, a stunning coastal retreat built in 2023 in the highly sought-after Laguna Beach community on the desirable west end of Panama City Beach. Just a short walk to the sugar white sand beaches and emerald waters of the Gulf, this beautifully designed 5-bedroom, 4-bathroom home sleeps up to 18 guests and offers an exceptional opportunity as a vacation rental, second home, or primary residence with no HOA.

The spacious open concept floor plan features a chef-inspired kitchen with an oversized island, generous dining area, and inviting living space designed for entertaining. Outside, your private backyard oasis awaits with a heated pool and spa, providing the perfect place to relax after a day at the beach.

Thoughtfully designed to accommodate large families and groups, the home offers comfortable bedrooms, additional bunk accommodations, and modern finishes throughout, making it ideal for short-term rental income.

Located in the golf cart friendly community of Laguna Beach, you're just minutes from Thomas Donut & Snack Shop, Carousel Supermarket, Pier Park, and only a short drive to the shops, restaurants, and beaches of Scenic Highway 30A.

With modern construction, luxury finishes, a private heated pool and spa, no HOA, and an unbeatable location, 322 E. Lakeshore Drive is a rare opportunity to own a turnkey beach home with outstanding investment potential and the ultimate coastal lifestyle.
#1008618

Panama City Beach

322 E Lakeshore Drive

5 Beds

4 Baths

3,137 Sq.Ft.

$1,325,000

MLS#: 1008618

A rare opportunity in the heart of Bid-A-Wee, one of Panama City Beach's most coveted neighborhoods and the only beach community along PCB's 26 miles of sugar-white sand offering private gated deeded beach access. The property is ideally located within a limited section of the neighborhood where SHORT-TERM RENTALS ARE PERMITTED, making it an exceptional find! This unique property sits on one parcel and features two separate residential units, offering exceptional flexibility for homeowners and investors alike. Whether you live in one unit and rent the other, or maximize income by renting both, the options here are hard to find -- especially this close to the Gulf. The primary residence at 13801 Bay Avenue offers approximately 1,200 square feet with 3 bedrooms and 2 full baths, featuring recent interior updates including the kitchen, living areas, bedrooms, bathrooms, and updated flooring. A sunroom/breezeway connects the home to a two-car garage and opens to a private fenced backyard complete with a covered grilling patio and open deck -- ideal for outdoor living. The second residence, identified for mailing purposes as 500 Albatross Street, offers approximately 1,100 square feet with 3 bedrooms and 2 full baths in an open-concept layout. This unit includes a covered front porch, fenced backyard with gated access, and its own garage connection, providing privacy and functionality for guests or tenants. Both units feature laundry rooms, separate entrances, dedicated garage space, and ample parking, including room for a boat or additional vehicles. With a three-minute walk or 30-seconds in a golf cart to the Gulf, owners may opt into the Bid-A-Wee HOA for a nominal annual fee, granting access to the gated beach entrance. Centrally located near Pier Park, dining, shopping, entertainment, and nightlife, this property delivers the perfect balance of beach lifestyle, neighborhood charm, and income potential. **FLOOR PLANS in Photos** Dimensions approximate, please verify if important.
#793205

Panama City Beach

13801 Bay Avenue

6 Beds

4 Baths

2,320 Sq.Ft.

$999,500

MLS#: 793205

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