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VA BUYERS -- ASSUMABLE 3.75% INTEREST RATE OPPORTUNITY.

Welcome to 328 Johnson Bayou Drive in the highly desirable Breakfast Point community of Panama City Beach. This spacious 4-bedroom, 3-bath home with a dedicated office and separate dining area offers over 2,670 square feet of thoughtfully designed living space just minutes from the beach, Pier Park, and top-rated schools.

One of the most valuable features of this home is the rare opportunity for qualified buyers to assume the existing VA mortgage at approximately 3.75%, potentially saving hundreds to over a thousand dollars per month compared to current interest rates.

Inside, the home features an open-concept layout designed for both everyday living and entertaining. The kitchen flows seamlessly into the main living area and includes generous counter space, abundant cabinetry, and a large island perfect for gathering with family and friends.

The flexible floor plan includes a dedicated office or flex room with French doors, ideal for working from home, a playroom, or additional guest space. A separate dining room provides a more formal setting for holidays and entertaining.

See supplement for additional property and location details. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an oversized shower. Three additional bedrooms and two full bathrooms provide comfortable space for family or guests.

Located in the sought-after Breakfast Point neighborhood, residents enjoy sidewalks, parks, and easy access to Breakfast Point Academy. The location places you just minutes from the white sand beaches of the Gulf of Mexico, Pier Park shopping and dining, and convenient access to Panama City and the Navy base.

Whether you're looking for a full-time residence, second home, or investment opportunity, this property offers the space, location, and financing advantage that are hard to find in today's market.
#1014911

Panama City Beach

328 Johnson Bayou Drive

4 Beds

3 Baths

2,672 Sq.Ft.

$599,000

MLS#: 1014911

Just off the west end of Scenic 30A, 588 Allen Loop Drive delivers lakeside living with a modern edge. This newly built five-bedroom home rises three stories, offering layered outdoor spaces, clean architectural lines, and sweeping views from every angle.

On the second level, open concept dining and living flow out to generous covered porches, perfect for slow mornings or sunset cocktails. At the top, a private rooftop terrace is designed for your relaxation and comfort.

Steps from public beach access and minutes to Grand Boulevard, Topsail Hill Preserve, and South Walton's best dining and retail, the location balances privacy with prime access. Quiet. Coastal. Convenient.
#999266

Santa Rosa Beach

588 Allen Loop Drive

5 Beds

4 Baths

3,793 Sq.Ft.

$2,999,000

MLS#: 999266

Welcome to your dream coastal getaway at the Grand Panama Beach Resort! This beautifully furnished condominium boasts three spacious bedrooms and two bathrooms, offering the perfect retreat for family, friends, or guests. This end unit boast breathtaking Gulf Views: Whether you're relaxing in the living room, unwinding in the master suite, enjoying a meal in the dining area, or staying in one of the guest bedrooms, breathtaking, unobstructed Gulf views greet you from every window bringing the beauty of the beach right to you. Notable features include generously sized bedrooms, a Gulf-front primary suite with balcony access, a primary ensuite equipped with twin vanities, a soaking tub, and a walk-in shower, as well as a comfortable bunk alcove. The condominium features updated stainless-steel appliances and HVAC, granite countertops throughout, and an open kitchen with breakfast bar that integrates seamlessly into the dining and living areas. An expansive balcony offers residents an inviting space for morning coffee or evening relaxation. This unit is offered fully furnished and move-in ready.
Grand Panama Beach Resort, one of the most sought-after resorts in Panama City Beach, offers 24-hour security services, two resort-style pools (one heated), a beachside tiki bar, a large fitness center, an onsite general store, a bistro restaurant, an owner's library, barbecue grills, and a level-5 walkway connecting Tower 2 to Tower 1. This Grand Panama condo combines luxury, comfort, a
#1014866

Panama City Beach

11807 Front Beach Road UNIT 1001

3 Beds

2 Baths

1,431 Sq.Ft.

$725,000

MLS#: 1014866

Welcome to the Ramsey II. Gather around the quartz island in the kitchen to share appetizers & stories about your day. The dining room with its coffered ceiling opens conveniently to the kitchen showcasing double ovens and induction cooktop & breakfast area which seamlessly flow into the family room with a cozy LED fireplace. Step outside the family room to the covered porch & put some food on the grill. Retreat upstairs to your primary suite with trey ceilings & sitting area. Enjoy a soak in the tub in your spacious Roman shower bathroom. A huge loft, 3 more generously sized bedrooms with trey ceilings & laundry room on this level. 1 bedroom & full bath on the first floor. Covered Porch & 3 car garage included!
BEAR Creek is a Gated, master planned community with resort style pool, pickleball, tennis, basketball, gym, and playground.
#1014831

Freeport

79 Spirit Bear Way

5 Beds

4 Baths

2,874 Sq.Ft.

$532,795

MLS#: 1014831

Welcome to the Beau Plan, at Oxford Place, our new home community in Crestview, FL. Around 1,800 square feet, this beautiful single- story home offers 4-bedrooms with 2-bathrooms, a 2-car garage, and a seamless open layout. The kitchen includes quartz countertops, stainless steel appliances, stylish shaker cabinetry, and center island. With natural light and nearby covered patio access, the living and dining area are open concept to complete this relaxing atmosphere. This home is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. Call to schedule your tour of the beautiful Beau plan at Oxford Place in Crestview today! ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.
#1014858

Crestview

5712 Dearing Street

4 Beds

2 Baths

1,799 Sq.Ft.

$324,900

MLS#: 1014858

Do you want a modern marvel on the beach of the Gulf of Mexico? This gorgeous 2-bedroom, 2-bath condo at Aegean has been fully renovated and is sure to impress! Each bedroom has its own bath with a half bath in the hallway. Great courtyard beach view with east facing morning sunrise. Aegean is a low-density resort ideally located on the popular Holiday Isle Community in Destin on the Gulf of Mexico with quick access to the infamous Destin Harbor & East Pass. The complex is comprised of 5 buildings, and Unit 209 is located in middle right building.
#993356

Destin

520 Gulf Shore Drive 209

2 Beds

2 Baths

1,173 Sq.Ft.

$699,000

MLS#: 993356

Ariel Dunes Unit 1801 is a luxurious 3-bedroom, 3-bathroom Gulf-view condo in the heart of Miramar Beach, designed for comfort and relaxation. With a spacious layout, this condo can comfortably accommodate, making it perfect for families or groups of friends. 
Step onto the private 18th-floor balcony and take in the sweeping views of the emerald waters and sugar-white sands of the Gulf. This is the perfect spot to enjoy your morning coffee, watch the sunset, or share a meal at the outdoor dining table. Inside, the open-concept living area is furnished with plush seating and, providing a cozy space to unwind after a day at the beach. Ariel Dunes is a premier condo community located within the expansive Seascape Resort. Known for its sweeping Gulf views and top-tier amenities, the property is perfect for families and groups looking for a relaxing yet activity-packed getaway. The resort offers 300 acres of lushly landscaped grounds, featuring walking trails, golf courses, tennis courts, and a variety of pools. Its proximity to Miramar Beach ensures you're just steps away from the emerald waters and powdery white sands that make this region a favorite destination.
#981964

Miramar Beach

112 Seascape Drive 1801

3 Beds

3 Baths

1,588 Sq.Ft.

$725,000

MLS#: 981964

Welcome to 6368 Bellavia Lane in Liberty, one of Panama City's desirable lifestyle communities! Built by D.R. Horton, this beautifully designed 4-bedroom, 2-bathroom home offers 1,387 square feet of comfortable living space in a peaceful, nature-filled setting. Situated on a spacious lot near a cul-de-sac and backing to a conservation area, this home offers a wonderful combination of privacy, convenience, and modern living.

Step inside the popular Freeport floor plan and discover a bright, inviting entryway leading to an open-concept living area designed for everyday comfort and entertaining. The spacious kitchen features a large center island overlooking the dining and living areas, creating the perfect gathering space. The thoughtfully designed layout offers separation between the primary suite and additional bedrooms, providing flexibility for guests, a home office, or everyday living. Luxury vinyl plank flooring enhances the main living areas, bathrooms, and laundry room, while plush carpeting adds comfort to the bedrooms. The primary suite features a spacious bedroom, walk-in shower, vanity, and generous closet space.

Enjoy resort-style living right in your own neighborhood! Liberty offers an impressive 7,500-square-foot community center featuring a fitness center, wellness rooms, resort-style swimming pool, splash pads, outdoor grilling kitchen, and gathering areas. Beautifully landscaped grounds, sidewalks, scenic ponds, fountains, and conservation areas add to the community's charm.

Conveniently located off Star Avenue near Highway 231, Liberty provides easy access to Tyndall Air Force Base, area hospitals, shopping, restaurants, grocery stores, and everything Panama City has to offer.

With its open floor plan, desirable conservation-area setting, and outstanding community amenities, this home offers the perfect blend of comfort, convenience, and lifestyle. Schedule your private showing today!
#797391

Panama City

6368 Bellavia Lane

4 Beds

2 Baths

1,623 Sq.Ft.

$290,999

MLS#: 797391

UNDER CONTRACT TAKING BACK UPS.  BRAND NEW METAL ROOF !! This lovely St. Andrews cottage sits on a large corner lot, is solid brick and is filled with charming details. Gorgeous original hardwood floors in all rooms except the kitchen, dining and florida rooms which have a beautiful slate tile.  This 2br/2ba home could easily be made into a 3br with little effort.  The decorator touches in the bathrooms enhance the charm of this adorable home.  The kitchen has a great flow  and includes newer appliances.  The spacious Florida Room is just off the kitchen and overlooks your yard offering extended living. Enjoy your fenced backyard with  mature trees and large deck for grilling  and entertaiing. Just a couple of minute drive to Old St. Andrews to enjoy dining, shopping, events and sunsets on St. Andrews Bay.  This home is a must see for  a first time buyer, second home or fabulous investment property.
#792293

Panama City

1120 Lisenby Avenue

3 Beds

2 Baths

1,002 Sq.Ft.

$205,000

MLS#: 792293

AVAIL: 12/5. SEC DEP= $2,400 - can be broken up in 2 mo. installments if qualified. This quaint 2 bedroom 2 bath beach house is the perfect Okaloosa Island retreat. This charming 1 story single family home offers a fantastic opportunity to live just across the street from the beach. As you enter, you'll be greeted by an open floor plan that creates a spacious & inviting atmosphere. The entire house boasts tiled floors throughout for easy clean up. The kitchen is equipped w/ sleek stainless steel appliances & a breakfast bar, perfect for preparing delicious meals & entertaining guests. There is also a split bedroom plan for extra privacy. With lots of outdoor space & a large backyard, you'll have plenty of room to relax, entertain & soak up the Florida sunshine. Don't miss out on this incredible opportunity to live in a beachside paradise! Owner may consider a small pet w/ a pet fee.
#940266

Fort Walton Beach

403 Cobia Avenue

2 Beds

2 Baths

1,008 Sq.Ft.

$2,400

MLS#: 940266

Welcome to paradise at this stunning 2-bedroom, 2-bathroom Condo with a bonus bunk area, all within a block of the beach access. This canal-front property also includes a private, covered boat slip with a 12,000lb. lift, perfect for the avid boater or fisherman. Enjoy resort-style living with access to a pool, community room, hot tub, exercise room, and an elevator to all floors for ultimate convenience. Tranquil Harbor also comes with your own private storage closet on the ground floor, perfect for keeping beach and boat gear, as well as 1 assigned parking space under the building and overflow parking. Whether you're looking for a peaceful retreat or a place to entertain friends and family, this condo has it all. Don't miss out on this incredible opportunity to own your very own piece of paradise.
#797381

Mexico Beach

3606 U.S. 98 105

2 Beds

2 Baths

1,154 Sq.Ft.

$469,900

MLS#: 797381

Enjoy coastal living in this unfurnished, two-bedroom condo in the desirable Beachwalk community of Panama City Beach. This two-story home offers comfortable living spaces, two outdoor retreats, and convenient access to the beach, shopping, and dining.

The main level features an open living and dining area, a kitchen with ample cabinet space, and a convenient half bath. A covered patio overlooks a peaceful conservation area, creating an inviting place for morning coffee or relaxing outdoors.

Upstairs, you'll find two bedrooms, a full bathroom with an adjoining vanity area, and a laundry closet with a stacked washer and dryer. A private balcony provides another spot to unwind, while exterior storage keeps beach essentials close at hand.

With gated beach access nearby, this Beachwalk condo makes it easy to enjoy the coastal lifestyle. Offered unfurnished and ready for your personal touch.

Schedule your tour today!
#797378

Panama City Beach

17751 Panama City Beach 8a Parkway 8A

2 Beds

2 Baths

1,100 Sq.Ft.

$1,695

MLS#: 797378

Two homes, endless possibilities! Offered together as a package, 8701 A and 8711 Surf Drive in Panama City Beach feature a combined 14 bedrooms, 17 bathrooms, and approximately 9,150 square feet of heated and cooled living space. 8701 is scheduled for completion in January 2027, just in time for spring break and summer rental season! Imagine bachelor and bachelorette getaways, corporate retreats, group celebrations, or beach vacations.  
The location puts you near the newly opened Tootsie's Orchid Lounge, bringing Nashville-style live music and entertainment to Panama City Beach. Schooners, St. Andrews State Park, Shell Island excursions, and Pier Park add even more to explore. An appealing package for personal use or potential vacation rental investment.
#1014853

Panama City Beach

8701/ 8711 Surf Drive

14 Beds

16 Baths

9,150 Sq.Ft.

$8,100,000

MLS#: 1014853

Welcome to 8701 A Surf Drive, a four-level coastal retreat in Panama City Beach offering 7 bedrooms, 8.5 bathrooms, and 4,435 square feet of heated and cooled living space. 8701 is scheduled for completion in January 2027, just in time for spring break and summer rental season! Designed for entertaining and beach getaways, this home features a private pool with sun shelf, spacious paver patio, game room, theater room, elevator, and multiple covered balconies. The ground level features a game room with direct access to the pool area, while the elevator provides convenient access to the second-floor main living space. The second floor offers an open-concept kitchen, dining, and living area with a large island, two bedrooms with private baths, a powder room, and laundry area. The third floor includes three bedrooms, three bathrooms, a theater room, and a second laundry area, while the fourth floor features two additional bedrooms and a comfortable sitting area.
Located along Surf Drive, the property offers convenient access to Panama City Beach dining, entertainment, and outdoor recreation. Nearby attractions include Schooners, St. Andrews State Park, and excursions to Shell Island, with Pier Park offering additional shopping, restaurants, and entertainment. Multiple gathering spaces, covered balconies, and the private pool provide plenty of options for relaxing or entertaining after a day at the beach.
#1014850

Panama City Beach

8701 Surf Drive # A

7 Beds

8 Baths

4,435 Sq.Ft.

$4,200,000

MLS#: 1014850

Discover the perfect blend of country charm, privacy, and convenience with this exceptional property located in North Baker. Whether you're dreaming of a hobby farm, a homestead or a simple country retreat, this beautiful acreage offers endless possibilities. Enjoy the freedom of limited covenants and restrictions while taking advantage of the property's abundant space for farming, ATV riding, and other outdoor activities. Majestic oak trees create a picturesque setting, providing stunning views and the perfect backdrop for your future home. Imagine relaxing on your front porch, surrounded by nature and peaceful scenery, while still being just minutes from Baker School and local shopping. The Emerald Coast is also home to some of the world's most beautiful beaches. Properties like this are hard to find--don't miss your chance to own a truly unique piece of North Baker and create the lifestyle you've always wanted. Buyer to verify all areas of importance!
#1004938

Baker

F-10 Long Branch Farm Road

None Beds

None Baths

16.32 acres

$205,000

MLS#: 1004938

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.

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